Fresnaye Ledger · Est. 2026

Personal finance.
Made real.

Paycheck-by-paycheck envelopes. Card payoff to zero. Chapter 13 tracking. Built for people managing real money — not theoretical budgets.

Sign in  → Create account
3
Disciplines
$0
Data sold
∞
Months tracked
— How it works

One ledger,
three disciplines.

Personal finance is three jobs, not one. Allocate the paycheck. Pay down the cards. Honor the plan. Fresnaye Ledger gives each its own surface — and connects them where they actually overlap.

01

Paycheck envelopes.

Auto-roll·Carry-over·Drag-and-drop
Every paycheck becomes a board of envelopes the moment it lands. You see what's left before you spend it, not after.
→
02

Card payoff strategy.

Snowball·Avalanche·Final-payment markers
Watch each card march to zero. See the month each one clears, and what your budget looks like the month after.
→
03

Chapter 13 tracking.

Trustee·Claims·NDC parser
Disbursements, claim composition, and projected discharge. Built for the plan, not in spite of it.
→
Most budgeting apps assume you've already won.
Fresnaye Ledger is for the months between paychecks.
— Fresnaye & Company
— Privacy

Your money. Your data.

Fresnaye Ledger runs on infrastructure we own and operate. Your financial data isn't a product, it isn't a training set, and it isn't shared with anyone.

Read the privacy policy
  • ✓
    No advertising trackers Zero third-party analytics or ad SDKs in the app or the marketing site.
  • ✓
    No data sale, ever We do not sell, lease, or syndicate your financial data to any party.
  • ✓
    No model training on your data AI features run on managed APIs that do not train on your inputs.
  • ✓
    Delete from Settings One tap removes your account and cascades every record across our database.

Ready when you are.

Sign in with your Fresnaye ID, or create an account with email and password.

Continue to sign in Create an account